🧠NOMINAL RETURNS LOOK GOOD. REAL RETURNS TELL THE TRUTH.
Introduction You finally start investing—FDs, mutual funds, maybe even a little crypto. But here’s the kicker: if your returns aren’t beating inflation, your money’s actually losing value. It’s like running on a treadmill—you’re moving, but not going anywhere. In this blog, we’ll break down how inflation impacts your investments, compare FD vs mutual funds with real numbers, and show you how to actually grow your wealth (not just watch it look bigger on paper). Let’s keep it real—and profitable. Example 📊 5-Year Investment Comparison (₹10 Lakhs) Assumptions: FD return: 6% per annum Equity mutual fund return: 20% per annum Inflation: 6% per annum 💰 Nominal Value After 5 Years Investment Type Return Value After 5 Years Fixed Deposit 6% ₹13,38,225 Equity Mutual Fund 20% ₹24,88,320 (Formula: ₹10,00,000 × (1 + rate)^5) 📉 Real Val...